BIN Checker Basics

Gmail which is an email service provided by Google is one of the commonest email providers on the internet today. A lot of people have account with Gmail for sending and receiving of email. Given the popularity of the email service provider, emails sent via their SMTP server are not likely to be sent to the spam box. With the service, you will be able to set up a branded email for yourself with Google Apps for Work. Whether you’re using a regular email address or a customized email address, the tips given here will help you to use SMTP with your account.

Use the right plug-in

Install the Postman SMTPMailer/Email Log plug-in. Go to the setting menu and choose “show all setting.” Click on Gmail API for type. The next page that comes up already contains your details which you will require later. The next thing you have to do is to create your Client ID from Google Developers Console.

Complete the credential set up

Before you open the Google Developer Console, first login into your Gmail account you will utilize in sending the electronic mails from WordPress. Follow the instruction in Google Developer Console in order to get your application for Gmail API registered. Agree to the terms and then choose the Google Account to be utilised in sending the emails. When the API is enabled, you should click on credentials and set it up by completing the form on its screen page. The process of setting up the credentials goes like this

Credential → Select Client ID →Configure Consent Screen → Select Your email ID → Type Postman SMTP in the box for product name shown to users → press on the save button.

Set up your Client ID

The next step is the creation of your client ID. You begin by choosing your application type which in this regard is web application. This is where you will use the data automatically filled for you in the postman SMTP plugin’s setting screen page. Copy and paste the URL of the Authorized JavaScript Origin field on the field for Authorised JavaScript origin available in Google Developers Console. Repeat the process in the fields for the Authorised Redirect URL and then click on Create at the bottom of the page to complete the process and set up your client ID and client Secret.

The next step is the configuration of the Postman SMTP Plug-in. You need to copy your client ID information which is contained in a pop-up box that comes up when you click on the create button to set up your Client ID. The Postman SMTP settings page has a field for client ID and this is where you should paste your client ID. There is also another field for client secret. Copy and paste the client secret from the OAuth client on that field.

Save the changes you have made by clicking on the save changes button. Look at the top for a notice requiring you to obtain permission from Google. Click on that to get the permission. A new page will turn up where your consent for Postman SMTP to view and manage your email will be needed. Click on allow to give the permission

With the completion of this process Postman SMTP can now transfer your emails but you need to complete the message sending process. On the setting page, you will find the message tab. Click on that, fill up the form that will turn up. Click on save changes. You can now send your emails.

The banks should be a safe place to keep your money. This objective is realized in today’s society. This explains why there are many banks today and most people in various countries have account with one or more banks. Unfortunately, this world is not a perfect world. The banking system is not yet a perfect system. Fraudsters still find a way of stealing from the banks and their customers. There are different ways through which criminals steal from the banks or their customers. You need to know these ways so that you will take appropriate precaution. Here are the various kinds of banking fraud.

Online banking fraud

As the name suggest, this is a type of banking fraud committed through the internet. There are different ways through which internet fraudsters steal from bank’s customers. In general, they obtain account details of an online account holder in a fraudulent manner and steal from their account. Various kinds of online banking fraud are Phising, hacking and others.

Credit card fraud

This is a type of fraud committed via credit card. Here, the criminals through a number of fraudulent means obtain credit card information of their victims and make purchases with their credit cards without their approval. This type of crime is increasing on daily basis. About $11.27Bn has been lost through this means across the world in 2012.

Insider fraud

It is a type of fraud carried out by banks’ employees which can cause a huge financial loss to a bank. When dealing with your bank employees, you should also be careful as not all of them are sincere.

Cross channel fraud

This is a complicated kinds of stealing in which the criminals carry out their criminal activities using various banking channels.

Other kinds of banking frauds are:

  • Combat fraud
  • Money laundering

Every card such as credit card, debit card and prepaid card that you can use to make purchases online or through other platforms has some numbers written on it. If your card has a 16 digit number, then it has a BIN number which carries useful information about the card just like the DNA carries genetic information about a person. Not all the 16 numbers on the card are called the BIN. The BIN refers to the first 6 numbers of the 16 digit numbers on the card. BIN which is abbreviated word for bank identification number plays important function today. BIN number plays important role in the control of credit card crime. If you are able to know the information contained in the card, it will help you to discover fraudulent transactions.

There are today software programs that you can use to search for BIN Pro and know the information they contain. With the software, you will be able to find out the country from where the card is issued, the bank that issued the card and the contact details of the owner of the card. When you get these pieces of information, you have to match them with the one provided by the consumer making order from your website. If there is discrepancies, it is an indication that something is wrong. You can now take strict measures to ascertain the authenticity of the order before you authorize it or decline it depending on your findings. Definitely, if you have not used this software before, you will want to known how it works.

How does a BIN checker work?

BIN checker software is designed and equipped with a system that can look up BIN automatically. You are not required to do anything except to integrate the program into your website or pay for subscription from a third party service provider. The program normally comes with a database that contains BIN list. It will on its own look up for the BIN of any consumer making payment with credit, debit or prepaid card. If the BIN is in its database, it will call it up and match the information it contains with the information provided by the customers. If they do not match, you will be alerted.

Depending on the BIN checker program you are using, the database update itself automatically. But there are some BIN checker program that does not update itself. The third party service provider will require you to purchase the update as it is released. It is good that you purchase a BIN checker with a large database because how large a database is determines the number of BIN it has.

Various brands of cards and their BIN

If you are just beginning to deal with cards such as credit cards, you may not be able to identify the type of card a person has once you see the card number. But with time, you can tell a card brand by seeing its BIN. Here are some card brands and their BIN.

MasterCard: The first two digits of a MasterCard are either 51 or 55

Visa: The BIN numbers of Visa credit or debit card normally starts with 4.

American Express: The BIN of an American Express card shortly called AMEX starts with 37.

Discover: Most of the Discover credit cards starts with 6011. There are some that start with 65.